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About Taxify Cover

The Taxify Cover is a unique insurance initiative by Taxify Nigeria in partnership with AIICO Insurance PLC facilitated by AutoGenius to provide an insurance cover to protect Taxify users on all Taxify trips. 

Taxify Cover aims at insuring all drivers against loss of personal items, assault, medical expenses in the event of an accident, temporary or permanent disability, burial expenses, death etc. as may occur as a result of rendering service using the Taxify app. This cover also extends to riders on Taxify trips.

There are two types of Taxify Insurance covers:

  • Taxify Extension Cover
  • Taxify Comprehensive Cover

Taxify Extension Cover

This is a cover taken on the vehicle to reduce the risk to driver and the rider in the case of events that may occur while on Taxify rides. This cover focuses on ensuring that both the driver and rider are able to resume normal societal activities quickly in the event of any of any unfortunate incident.
There are two classes of Taxify Extension cover: Basic and Classic. The classes differ in benefits available and cost of acquisition as can be seen below:

Benefits Basic (₦) Classic (₦)
Loss/damage to personal effect (phone, Modem, etc) 50,000.00 100,000.00
Medical expenses  50,000.00 50,000.00
Temporary disability 100,000.00 100,000.00
Permanent disability 250,000.00 250,000.00
Assault or death 500,000.00 500,000.00
Passenger liability 250,000.00 250,000.00
Burial expenses 10,000.00 10,000.00
Annual cost 8,000.00  10,000.00

The basic and classic covers up to the amounts above.

The Taxify extension cover is a requirement for all vehicles on Taxify. The balance diminishes as claims are made and once exhausted, a new cover has to be bought.

This policy also covers screen damage to phones in the event of an accident but claims can only be made for screen damage if there is evidence of vehicle damage. The policy does not cover loss of cash.

The cost of both classes have been heavily subsidized to ensure all drivers can afford the cover and get value for money.

Taxify Comprehensive Cover

This is a Comprehensive Insurance cover with the added benefits of the Taxify Extension. Taxify comprehensive is cover is taken on the value of the car and the policy can be spread over multiple payments as can be seen below:


Frequently Asked Questions

How do I get my Taxify Cover?

Taxify cover is facilitated by Autogenius, and you can get either the extension or comprehensive insurance by contacting Autogenius at +2348099988005 or by writing to 
[email protected].

See details from Purchasing Taxify Cover.

What if I already have a Comprehensive Insurance Cover?

Your personal auto insurance policy may not provide coverage for you if you drive for a service like Taxify. This is because personal car insurance policies often come with a list of exclusions such as “driving-for-hire” that restricts your protection. Also, while many comprehensive insurance plans are built to insure the car, they are not often structured to protect drivers or riders as individuals. This is especially important in situations where you lose personal effects or have damages done to you. 

Who can access Taxify Cover? 

The Taxify cover is open to all drivers currently on the Taxify platform. It is a required document to operate on the platform. All you need to do is select the cover that is right for you, whether that be basic, classic or premium cover.  

Which of the Taxify Extension covers should I get?

All drivers are advised to get the Taxify extension cover as this allows you to become active with Third party insurance as opposed to the initial requirement of Comprehensive insurance. If you already have a comprehensive insurance plan that is satisfactory the Taxify extension. However, if you have neither an existing third party insurance or comprehensive insurance policy you should get the Taxify Comprehensive Cover.

We care! Thank you for choosing to drive and earn with Taxify.

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